TrueBalance- Personal Loan App Review 2022

TrueBalance- Personal Loan App
Hello friends, in today's article, I am going to give you a complete review about TrueBalance- Personal Loan App. If you also want to take a Personal Loan, then this post will prove to be very helpful for you, so read this post carefully.

True Balance is a 100% safe and secure, lending & financial services platform, steering on the mission of ‘Finance For All”. True Balance is a personal loan app that has been trusted by over 75 million users across the country. Here, you may avail an online personal loan from ₹ 5,000 to ₹ 50,000 for a tenure of a minimum of 62 days to 116 days at a low processing fee. The APR ranges from 60% to 154.8%.

Apply for a personal loan today and enjoy a better borrowing experience with the TrueBalance loan app

For example:
For ₹10,000 personal loan borrowed for 90 days, with interest rate @5% per month*, a user would pay:
-> Processing fee (@ 3%) = ₹3,00 + GST (18%) 54= ₹354
-> Interest* = ₹1,500
-> EMI = ₹ 3,833
Total amount to be repaid = ₹11,854/- including Processing fee +GST
*Loan Interest Rate may vary based on the user’s risk profile

We facilitate cash loans from RBI licensed NBFC- True Credits Private Limited. Additionally, the app also enables its users to earn from home, do recharges and payments, book tickets, and much more from licensed entities.

Features of True Balance – Personal Loan App:
- Personal Loans ranging from ₹5,000 to ₹50,000
- 100% paperless loan application
- 24x7 access to personal loan/money
- Low processing Fee, longer tenure, and attractive interest rate
- Loan directly disbursed to your bank account
- Pan-India access
- Convenience of payment through various methods.
- Repay on time improves credit score and get access to higher amounts
- Repay Later option lets you pay part of the personal loan on the due date & extend the repayment term multiple times

True Balance is a PPI license holder which provides an RBI Compliant Wallet and multiple payment options of Net banking, Credit Cards, Debit Cards, and Gift cards and has also partnered with NBFCs for granting online personal loans.

How to apply for a personal loan on True Balance?

● Install the True Balance app
● Log in to True Balance personal loan app by registering through your contact number
● Fill in your basic details to know your personal loan eligibility
● Submit KYC documents and apply for an instant loan
● Once the application is approved, we transfer the loan directly to your bank account

A quick glance at other multiple services offered by True Balance App.

Prepaid and Postpaid payment
• Recharge Prepaid/Postpaid and earn Cashback
• Super-fast recharges of any amount between 10/- to 2595/- on the network across 5 top operators

DTH, Pipes Gas, Electricity, Water, LPG, Bill Payment

• DTH recharge available for all 5 key operators. Earn Cashback per month.
• 54 Electricity boards, 24 Piped Gas, 3 LPG cylinders, and 30 Water billers

Please note

• Get maximum Cashback benefits from completing full KYC.
• All Cashback can be used within the app and can’t be transferred in any form.

App permissions & reasons:

• Location to let you know an appropriate plan as per the area/circle you are in.
• Contact to detect references and to auto-fill data.
• SMS to verify Phone number for registration only transactional SMS.
• Camera is required for full KYC process
• Calendar to send due date reminders
• Phone to collect hardware model details, OS and version, network info, and to avoid fraud by ensuring that unauthorized devices are not able to act.


The entire process is completely online and secure, and it has a 4.0+ star rating, making it one of the best online loan apps in India.

We have a highly secured & encrypted system to ensure the safety of information shared by our customers. To know more about our privacy policy, click

Contact us:
Drop in your queries at
*T&C Apply


Friends, I hope you have got complete information about TrueBalance- Personal Loan AppShare this post with all your friends who want to take personal loan, And if you have any question or suggestion then please tell in comment box. Thanks for reading this post friends.

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